Why Anushka Rathod's ₹11,00,000 Story is a Must-Watch for Financial Insights

Anushka Rathod, a popular finance influencer, has recently grabbed attention with her intriguing reel titled, "My Friend Has ₹11,00,000 in Her Bank Account – But That's a Mistake!" She breaks down many complex investment concepts through this engaging narrative into simple, actionable advice. Here's a quick look at the financial wisdom she shared:

1. Liquid Funds – A Safer Bet

Liquid funds invest in low-risk instruments like Treasury Bills (T-bills) and Commercial Paper (CP), ensuring high liquidity and safety. They're ideal for short-term investments, though returns are taxed based on your income slab.

2. Arbitrage Funds – Profit from Market Gaps

Anushka explains how arbitrage funds often exploit price differences in markets to generate returns. These are subject to equity taxation, with long-term gains (over ₹1.25 lakhs) taxed at 12.5%.

3. Bank Facilities – Read the Fine Print

Different banks offer unique savings and investment schemes. Confirm terms with your bank to avoid missteps.

Key Takeaways for Smart Investing

• Optimize Savings Account Returns: Interest up to ₹10,000 annually is tax-free.
• Tax-Efficient Investments: Diversify with funds like liquid and arbitrage for much better returns and tax optimization.

Anushka's relatable content resonates with millennials navigating financial decisions. Her reel simplifies jargon-heavy concepts, empowering viewers to make informed investment choices.

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Disclaimer: Mutual fund investments are subject to market risks. Always read scheme-related documents before investing. Always apply this rule

By turning finance into bite-sized, engaging content, Anushka Rathod proves why she's a go-to name in personal finance education.

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