Vikas Gawri Breaks Down 4 Major Financial Changes Starting April 1, 2025
Vikas Gawri highlights four key financial rule changes effective from April 1, 2025, that every taxpayer and bank customer should know.

Vikas Gawri Breaks Down 4 Major Financial Changes Starting April 1, 2025
Photo Credit: Vikas Gawri Instagram
- Vikas Gawri is a finance influencer
- He shares 4 big financial changes from 1st April 2025
- Take notes, folks!
Are you financially prepared for the new financial year? Finance influencer Vikas Gawri shares four important changes rolling out from April 1, 2025, that can impact your taxes, banking habits, and retirement benefits. These updates are crucial for salaried individuals, government employees, and anyone managing personal finances. Let's break them down.
1. No Income Tax Up to ₹12 Lakhs
Under the new income tax regime starting April 1, 2025, individuals earning up to ₹12 lakh annually will not be required to pay income tax. This significant update brings major relief to the middle-income group, making financial planning easier and boosting disposable income.
2. PAN-Aadhaar Linking Mandatory for Dividend Income
If your PAN and Aadhaar cards are not linked, you won't receive dividend income from your investments. Moreover, an additional TDS (Tax Deducted at Source) will be charged on such transactions. Vikas Gawri advises investors to ensure their documents are linked to avoid penalties and blocked incomes.
3. Increased Minimum Balance in SBI, PNB, and Canara Bank
From April 2025, banks like SBI, PNB, and Canara Bank have raised their minimum balance requirements. Failure to maintain this balance can lead to hefty penalties. Customers are urged to review their account terms and adjust their balances accordingly to avoid fines.
4. Unified Pension Scheme for Government Employees
A new Unified Pension Scheme will benefit over 23 lakh government employees. Those who have completed 25 years of service will now receive 50% of the average of their last 13 months' salary as pension. This move is expected to bring long-term financial security to public sector workers.
With these financial changes taking effect from April 1, 2025, Vikas Gawri encourages everyone to reassess their finances and stay compliant. From tax savings to retirement planning, being proactive will help you avoid last-minute hassles and maximize your financial well-being.
For the latest Influencer News and Interviews, follow WhosThat360 on X, Facebook, WhatsApp, Threads and Google News. For the latest interview videos, subscribe to our YouTube channel. You can also follow us on our WhatsApp channel.
Further reading: Vikas Gawri, Vikas Gawri Instagram, news rules for taxpayers, Financial rules, Vikas Gawri age, Vikas Gawri finance, Vikas Gawri Latest post, social media, news and media, Whosthat360, trending story, viral news
Comments
Related Influencer Stories
-
Apr, 03 2025 A Look at Elvish Yadav's Jaw-Dropping Net WorthNews
-
Finance
-
Apr, 01 2025 Meenal Goel's Top 3 Gold Investment StrategiesFinance
-
Mar, 28 2025 Debina Bonnerjee and Gurmeet Choudhary Buy Luxe Home of This Whooping Amount; Check Out HereNews
-
Finance
-
Mar, 26 2025 Think Twice Before Posting on Social Media: Neha Nagar Explains the New Income Tax Rules!Finance
-
Finance
-
Finance
Related Influencer
-
Mar, 27 2025 Meenal GoelFinance
-
Mar, 17 2025 Manav NarangFinance
-
Feb, 20 2025 CA Nikita JindalFinance
-
Feb, 12 2025 Shreya JaiswalFinance
-
Jan, 16 2025 Tejas JoshiFinance
-
Jul, 12 2024 Palak RathiFinance
-
Jul, 10 2024 Humphrey YangFinance
-
Jul, 10 2024 Michael KitcesFinance