Unveiling Credit Card Frauds: Insights from Sakchi Jain
CA Sakchi Jain shares important insights regarding credit card fraud.
Unveiling Credit Card Frauds: Insights from Sakchi Jain
Photo Credit: Sakchi Jain Instagram
- Sakchi Jain is a finance influencer.
- How to secure from credit card fraud.
- Know how many days will the bank reimburse your payment after fraud.
Have you ever wondered how secure your finances truly are in today's digital world? Many times, we have seen people getting scammed online and they are unable to do anything because they do not know the proper rules and guidance of RBI.
CA Sakchi Jain a finance influencer and a digital content creator has highlighted a critical issue that afflicts many people: credit card fraud. She is well known for sharing her financial knowledge to empower others. In her latest reel, she decodes the complexities of credit card fraud. She highlights a situation where a transaction can occur without sharing any OTP and other sensitive information with others. Along with this, she shares some RBI rules and regulations to tackle this type of situation.
Secure From credit card fraud by following these instructions:
1. Firstly, you should not share your mobile banking password, PIN, OTP, CVV or card details with anyone.
2. Bank offers 24x7 access to customers through multiple channels such as via website, phone, banking, SMS, E-mail etc. for reporting unauthorized transactions that have taken place or loss of payment instruments such as card, etc. you must keep the contact details of your bank account. You can save it on your phone.
3. Despite this, if any fraud happens you bear no loss, if you have not shared your payment details and if the bank is informed within three days.
4. If any bank employee denies reimbursing your money then you have to right to file a complaint against him/her at RBI official website.
Note: The responsibility for the unofficial electronic banking transaction does not rest with either the bank or the customer but belongs elsewhere in the system, and if there is any delay on your part in notifying the bank of such a transaction within 4 to 7 days, then you will have limited liabilities.
CA Sakchi Jain's revelation of a credit card fraud incident highlights the importance of attention and awareness in managing personal finances. Her timely information serves as a safeguard for any individual to asset against digital fraud. So, taking her words seriously, let's take the necessary steps to secure our financial security for a safer and more resilient future.
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Further reading: Sakchi Jain, Sakchi Jain Instagram, Credit Card Fraud, RBI guidelines, Sakchi Jain finance influencer
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