Shreyaa Kapoor's Investment Secrets: Turning ₹1.5L into ₹84L

Intelligent parents begin investing in their child as early as birth. With just ₹1.5 Lakhs invested wisely, you can secure their financial future. But where to invest? Let's see three options with the help of finance influencer Shreyaa Kapoor.

Sukanya Samriddhi Yojana (SSY): Best for Girl Child

If you have a daughter, SSY is a good option. This scheme, backed by the government, assists you in creating a tax-free corpus of around ₹60 Lakhs after 18 years from a ₹1.5L investment. The best part? No tax on the returns!

NPS Vatsalya: Stable Growth with Restrictions

The NPS Vatsalya scheme is available to all and can double your ₹1.5L investment to about ₹69 lakhs in 18 years. But there's a catch: you get to withdraw just 20% of the whole amount, and 80% has to go into an annuity.

Index Funds: Maximum Returns and Freedom

For best returns and liquidity, index funds are the safest choice. An investment of ₹1.5L can increase to almost ₹84 Lakhs in 18 years. Even after tax deductions, these funds provide high returns and liquidity for withdrawal.

The Key to Wealth Creation

The key to building wealth is patience, regularity, and wise decisions. Even modest investments, if made early, can become large sums.

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Real-Life Proof

Shreyaa's CA father invested ₹5,000 per year in PPF since her birth, which accumulated to ₹25 Lakhs! Wonder what regular investing can achieve for your child's future.