Shreya Jaiswal's Guide to Getting Free Health Insurance for Senior Citizens

Shreya Jaiswal, a finance expert, has come up with the information that the free health insurance coverage of up to Rs. 5 lakhs is available for senior citizens of 70 years and above under Ayushman Vaya Vandana Card. This universal health insurance is specifically meant to provide health coverage to old-age citizens, irrespective of their income group—from the lowest to the highest-income group, whether from the poor, middle-class, or upper-class sections.

Important Features of Ayushman Vaya Vandana Card

• There is no waiting period for any senior citizens, and this card comes with pre-existing disease coverage from the very beginning.
• Many diseases are included with it along with daycare procedures for overall protective care.
• This plan has an enormous scope to get medical aid in almost any hospital in India.
• The card also covers the families of the beneficiaries, and you can add up to five family members.

How to Apply for Ayushman Vaya Vandana Card

If you are 70 years old or above and want to apply for the Ayushman Vaya Vandana Card, then follow these simple steps:

Step 1: Download the Ayushman app.
Step 2: Click on Login as beneficiary
Step 3: Enter the Captcha, enter the mobile number, choose the mode of authentication, re-enter the Captcha, and log in.
Step 4: Enter beneficiary details and Aadhaar details.
Step 5: If no beneficiary is found, then follow the process for eKYC. Give consent for OTP.
Step 6: Make the declaration applicable, capture photo, and complete all additional applications.
Step 7: Enter the mobile number of the beneficiary, OTP.
Step 8: Details of the beneficiary should be provided, such as category and PIN code.
Step 9: Enter family members details and submit it.
Step 10: After the completion of E-KYC, the Ayushman Vay Vandana Card can be downloaded after a certain time from the date of approval.

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After the process of approval, you can start using your card for health services. The Ayushman Vaya Vandana Card is a wonderful opportunity for senior citizens to ensure that they have access to healthcare without worrying about medical expenses.